See the portfolio. Then learn why it looks that way.

InvestGuru publishes model portfolios for four risk levels and three time horizons, with written research behind every bucket and position. Start with ours, learn the method, and build your own.

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How allocation changes with risk and time horizon

8 out of 10
Time horizon

Every holding lives in one of five buckets

The buckets are the method. Risk level decides how much goes in each; the research decides what goes inside. Each bucket has rules a company has to pass to belong there.

ETF core

Broad index and sector funds that anchor the portfolio. Cheap, diversified, boring on purpose.

VTI, QQQ, SCHD, SMH

Dividend growth

Compounders that pass five tests: yield at most 3%, payout under 50%, five years of raises, and 10%+ revenue growth over both five and ten years.

MSFT, AVGO, COST, APH

Growth

Companies sized by revenue growth: HyperGrowth above 30%, Growth at 20–30%, Mature Growth at 10–20% with mega-cap profits.

CRWD, NOW, GOOGL

Speculative

Asymmetric single-thesis bets, each with a conviction score and a hard cap on position size.

Crypto, space, quantum

Cash

Dry powder for rebalancing and drawdowns, held in money market funds or T-bill ETFs.

SPAXX, SGOV

What members read

Twelve model portfolios

Risk 6 through 9, each at short, medium, and long horizons. Every position has a target weight and a one-line reason, and the whole set is refreshed as markets move.

A growing DD library

Full due diligence on the companies inside the portfolios: revenue model, competition, management, financials with charts, bull and bear cases, and a valuation verdict.

Your own DD requests

Ask for a write-up on any US-listed company, up to five a month. Finished reports join the shared library so every member can read them.

Pricing

The lessons are free forever. Membership opens the full library.

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  • One sample model portfolio
  • Sample due diligence reports
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$12 a month
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  • All twelve model portfolios, kept current
  • The entire DD library
  • Five DD requests a month
  • Cancel anytime from your account
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Questions

Is this financial advice?

No. Every member reads the same model portfolios and reports; nothing is tailored to your income, taxes, holdings, or goals. Treat them as worked examples of a method, check the reasoning, and decide for yourself or with a licensed advisor.

How do I know which risk level is mine?

The Learn track has a lesson on exactly that: how drawdowns feel at each level, how time horizon changes the math, and questions to ask yourself. You pick; we don't assign one.

How is the research produced?

Each report is written by an AI research process that pulls current filings, earnings, and market data from the web, then follows a fixed analytical template. Reports are dated, and numbers can be wrong or stale, so verify anything you act on.

What happens to a DD I request?

It's generated in a few minutes and published to the shared library. If someone requested the same company in the last 30 days, you get that report instantly and it doesn't count against your five.

Can I cancel?

Yes, anytime, from your account page. You keep access until the end of the period you paid for.